Whitehall's RMB Soon to Be Valley Bank of Helena

Rocky Mountain Bank has decided to sell its Whitehall branch to Valley Bank of Helena, a division of Glacier Bank. We believe we have found a partner who shares our commitment to customers and is deeply entrenched in Montana.

Subject to regulatory approval and satisfaction of other closing conditions, we expect the transaction to close late in the third quarter or early fourth quarter of 2024. Be assured that additional information will be shared with you in the months ahead.

The leadership teams of both banks will work together to preserve an excellent customer experience as we transition your accounts to Valley Bank of Helena, a full-service, community-focused bank. We are confident you will receive the same high level of expertise and service that you have come to expect, including talented local people to serve you and a strong commitment to the community.

We invite you to learn more about Valley Bank of Helena by visiting valleybankhelena.com.

I would like to personally thank you for trusting Rocky Mountain Bank as your financial partner. We are committed to taking great care of you and your business. Is there anything I need to do? No. It's business as usual now and for several months ahead. You will continue using your existing checks, credit and debit cards, and online and mobile banking services. Any changes will be communicated with generous advance notice.

Why did you choose to sell the Whitehall branch to Valley Bank of Helena? When evaluating our options, we wanted a bank that shared our values from an employee and customer standpoint. Both banks' business models and cultures are a great fit. We are confident you'll be well served by its local decision-making and commitment to the state of Montana.

How will my account(s) be impacted? We expect the acquisition to close late in the third quarter or early fourth quarter of 2024, pending approval by banking regulators and satisfaction with other closing conditions. Until then, your existing account agreements and all other contracts will continue to govern your account(s), and you can continue to bank as usual using your debit card, checks, and deposit slips, website, and online banking. You should also continue to make any loan payments as usual. We will notify you in writing well in advance about any changes to your account(s) and services due to conversion. Valley Bank of Helena will communicate with you with all the information you need as we move through the process. For now, it is business as usual. We are mutually focused on ensuring a smooth transition.

Will the bank's name change? After the sale, the Whitehall branch will operate under the Valley Bank of Helena name.

Will my account or loan number change? For now, your account numbers will remain the same. Valley Bank of Helena will notify you separately well in advance if anything changes.

Will my deposits still be FDIC-insured? Yes. Your deposit accounts will continue to be insured by the FDIC. The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each ownership category. During the first six months after the acquisition, your transferred deposits will be separately insured from any accounts you may already have had at any division of Glacier Bank. This period allows you to evaluate your account structure and maximize FDIC insurance coverage.

Who should I contact with additional questions? You can call the same people you call today with any questions. The phone numbers will remain the same, so contact your local branch or Relationship Manager. They will be available to answer any questions you may have.